What we do
The sale or purchase of a house represents a major transaction, often the biggest and most important for the individuals concerned. Such transactions can be stressful experiences. Our aim is to provide a personal service, maintaining a good level of communication with all parties at all times, and we hope to bring the benefit of experience as well as a calm level-headed approach to the processes to help smooth the transaction for our clients so they can achieve their desired result.
We are proud to say that we are a member of the Law Society’s accredited Conveyancing Quality Scheme, recognition of a high standard of conveyancing.
Our conveyancing costs are competitive and reasonable. We provide free quotations or cost estimates for any type of property transaction, whether a commercial or residential matter.
Our cost quotations are always concise and transparent, detailing clearly our costs and the disbursements involved. With us, there are no hidden extras.
- Once the sale of your property has been negotiated by the selling agents, they notify us of the details of the buyer and the solicitors they have chosen to instruct.
- We will send to you a client care letter, setting out our charges and disbursements, together with a Property Information Form (PIF) and Fittings & Contents Questionnaire (F&F) (if the property is leasehold, additional forms will be required) for you to complete and return.
- We shall obtain your Title Deeds (these could be with your lender if you have a mortgage) and upon receipt apply for up to date Office Copy Entries of the title deeds from the Land Registry (if the property is registered) in order to draft the Contract. Alternatively if unregistered, we would prepare an Epitome of Title comprising a schedule of the important deeds to prove the seller’s title to sell the property. The Contract and supporting Deeds would then be sent to the buyers’ solicitors, together with the PIF and F&F and copies of any planning paperwork and guarantees/certificates.
- It would then be for us to reply to all enquiries raised by the buyers’ solicitors.
- Once all parties within a chain have agreed a completion date, we would ask you to sign the Contract and Transfer Deed before exchanging contracts on your behalf. At that point you would be legally bound to sell the property with a fixed moving date.
- When a completion date is known we would apply for a final redemption figure (if applicable) and prepare a financial statement for your information.
- On completion, the buyers’ solicitors will forward us the funds to complete, out of which we will redeem any mortgages, settle costs and forward the balance to you.
- Also on the day of completion, we liaise with the agents to release the keys and forward the Title Deeds to the new owners’ solicitors.
- After receiving your instructions, we will prepare a client care letter, setting out our charges together with the likely disbursements.
- We will examine the draft Contract and supporting documents and raise enquiries with the seller’s solicitor. We will forward you the forms the seller has completed, so that you can let us know if you have any queries or concerns.
- There are things you may not know about the property just from viewing it with estate agents or even as a result of a survey. We submit a set of searches to ensure there are no other factors you should be aware of. Usual searches would include; Local Authority Search, Environmental Search and Water & Drainage Search, but could for example also include Flood Search, Mining Search or Chancel Check. We will review the searches, the legal Title, all Deeds and relevant documents together with any rights or obligations that you will be taking on relating to the Title. We will draft a set of enquiries to the Seller to make sure that all elements are covered for you.
- Following the satisfactory search results and replies to all enquiries raised we would ask you to sign the Contract and Transfer Deed.
- Once all parties within a chain have agreed a completion date, we will exchange contracts on your behalf. At that point you would be legally bound to buy the property with a fixed moving date.
- Between exchange and completion (normally two weeks but this varies) we will undertake final searches and forward to you a financial statement showing the balance required to complete, which will need to be cleared into our client bank account at least one day prior to completion.
- On the morning of completion we forward the funds to complete the purchase and once the seller’s solicitors confirm receipt, they also authorise the estate agents to release the keys, ready for your collection.
- Following completion we deal with the payment of Stamp Duty Land Tax and register your ownership at the Land Registry.
- Finally, after the registration formalities have also been completed, we will forward to you a copy of the registered Title showing you as the new owner and any other paperwork relating to your new home, such as planning paperwork, guarantees etc.
We have an ever-expanding Property practice. The Department was originally founded by Robert Cartmell and it is now led by Roger Towner. Roger is a former partner of Fendom Dawson & Towner and has over 20 years’ residential conveyancing experience as a Solicitor and head of department.
Roger has actively developed the Property Department with the assistance of Emily Davis, a Chartered Legal Executive who has many years’ experience in property-related matters. Osman Dervish, a Solicitor with over ten years’ experience in both residential and commercial matters, works alongside them.
They are supported by Susan Norley, an experienced Conveyancing Executive, and Dianne Colman who has a background including residential and commercial agency.
Roger, as Head of the Property Department, is based in Chalfont. Both offices are covered by Conveyancing staff and clients can be seen at either of our Chalfont or Stone offices by appointment.